Wednesday, December 23, 2009

Happy Holidays!

We would like to wish you and your family a bright & merry holiday season!

We feel confident that 2010 is going to be an amazing year and wish you nothing but the best!

Chuck & Cindy


Tuesday, December 15, 2009

Get creative with holiday decor!

Tips for creating a warm and inviting entryway during the holidays:
  • Hang seasonal door decorations.
  • Mount an evergreen Christmas wreath or swag with glass ornaments or silver bells.
  • Hang a set of sleigh bells on the door knob, which will give a festive jingle every time guests pass through.
  • If you have a rustic style home, consider adding antlers, a cowboy hat or roping to your wreath.
  • For a coastal home, consider a Christmas wreath of woven sea grass with sea shells or brightly painted life preserver with lights and decorative glass floats
  • If your door doesn’t merit all the attention, consider wrapping it in bright paper with a large bow or framing it in lights.
  • Add accessories around the doorway.
  • Frame your entryway with garland and lights – add bows or pine cones for more decorative detail.
  • Place pots or urns planted with seasonal greenery, poinsettias and lights on either side of the doorway.
  • Put out a welcome mat designed with holiday accents.
  • Add new brass or nickel accents such as kick plate, porch lights and door knocker to dress up your door. Holiday door decorations can be supplemented with décor in the windows as well.
  • Hang matching Christmas wreaths and candles in all of the windows.
  • Paint your door.
  • Brighten up your door with a fresh coat of red paint or a strong color that provides contrast to your current color scheme before the weather gets too cold to paint outdoors.
  • When using holiday door decorations, be careful to protect your door. You don’t want to put a nail in the door, because this can lead to damage later on. Instead, use a door hanger to hang the wreath from the door knocker, or place a tack on the top of the door frame and use clear fishing line to hang the wreath.

Tuesday, December 1, 2009

Protecting Your Identity This Holiday Season!

Happy Holidays!
While the holidays can be full of festive fun and celebration, it's also a time of increased identity theft. During the holidays it's especially important to be watchful of your identity! Read the following tips:

Identity Theft Can Happen to Anyone at Any Time It is important to know what to do in the case of suspected identity theft. Below are resources for consumers and businesses to report identity theft.


You Can Be Informed -Visit http://www.idtheft.gov/ and click on "Taking Action" for links to federal agency Web pages on ID theft.

You Can Protect Yourself -

Credit Bureaus
Contact the fraud departments of each of the three major credit bureaus and tell them that you're an identity theft victim. Request that a "fraud alert" be placed in your file, along with a victim's statement asking that creditors call you before opening any new accounts or changing your existing accounts.


Equifax To report fraud: 1-800-525-6285
Or write: P.O. Box 740241, Atlanta, GA 30374-0241

Experian To report fraud: 1-888-EXPERIAN (397-3742)
Or write: P.O. Box 9532, Allen, TX 75013

TransUnion To report fraud: 1-800-680-7289
Or write: Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92634


Federal Trade Commission
If you've been a victim of identity theft, you can file a complaint with the Federal Trade Commission (FTC). Call the toll-free number or visit the Web site listed below for more information.
Identity Theft Clearinghouse
Federal Trade Commission
600 Pennsylvania Avenue, NW
Washington, DC 20580

FTC Identity Theft Hotline: 1 (877) IDTHEFT or 1 (877) 438-4338

www.ftc.gov/bcp/edu/microsites/idtheft/

The Federal Trade Commission also provides an online guide to help businesses safeguard sensitive data.

Visit http://www.ftc.gov/infosecurity.


Social Security Services
If you believe someone is using your Social Security number, report it to the Social Security Administration Fraud Hotline at 1.800.269.0271. You can also visit your local Social Security office or the agency's web site at: http://www.ssa.gov/reach.htm.


United States Post Office
If someone has taken your identity by stealing your mail, report it to your local postal inspector. Contact your local post office or visit http://postalinspectors.uspis.gov.